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Home financing

Refinance & equity goals

Make your next mortgage decision work toward a clear goal: cash flow, loan term or available equity.

Find my financing path
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Home financing · IIMBC

Explore property types for this financing path

Who it may fit
Homeowners considering a new loan structure or access to eligible equity.
A useful starting point
Current mortgage statement and loan terms
Your next move
Find my financing path

Compare your mortgage with a refinance

  • Connect a new mortgage structure with your cash-flow, loan-term or equity goal.
  • Compare your existing payment and remaining term with the full proposed loan.
  • Include closing costs and your expected ownership period in the decision.

What IIMBC will review

Compare your current loan with the proposed payment, closing costs and lifetime interest. Include how long you plan to keep the property to see the full value of a refinance.

Explore in IIMBC Knowledge: Home loan options, clearly explained.

MAKE IT YOURS

A clear place
to begin.

Your property. Your plans. A conversation shaped around both.

Explore my possibilities
What should I bring to the first conversation?

Start with the property, what you want to accomplish and your ideal timing. Share the information you have; IIMBC will help organize the next steps.

Read the short preparation guide
What if I’m still preparing?

That is a useful time to connect. Our team can help you understand what to gather and where personal preparation may help.

Meet your readiness resources
Where do I complete forms or share documents?

Find forms and authorizations · Open my borrower portal

START WITH THE PROPERTY

Property types for Refinance & equity goals

Select a property type to see related financing programs. IIMBC will review the property’s use and the details of your request.

Search all property types
Homes & residential

EXPLORE THE POSSIBILITIES

What could a new payment look like?

Move the numbers. See the difference. Then let’s talk about your full picture.

MONTHLY PRINCIPAL & INTEREST

Current
Explore

Illustration using your inputs; not a rate offer. Taxes, insurance and mortgage insurance are separate. Closing costs are paid upfront in this comparison.

Explore my refinance with IIMBC

What can we help you find?