Bank statement

Documenting income through business deposits

• Explore an income-documentation approach built around self-employed banking activity.
• Make business expenses and transfers understandable alongside incoming deposits.
• Compare the bank-statement route with standard income documentation.

What IIMBC will review

Organize deposits, business expenses and transfers so the lender can build a clear income picture. IIMBC helps you identify the statement period and supporting records for your scenario.

Preparing for Bank statement

• Business history and ownership details
• Personal or business bank statements, as requested
• Business expense information

Start with your business type, ownership interest and the accounts that receive your income. IIMBC can help identify the records that show your business clearly.

Questions about Bank statement

• Should my review use personal statements, business statements or both?
• How will business expenses and transfers be reflected in the income calculation?
• Which statement period and business-ownership records should I prepare?