Home financing

Non-QM & alternative documentation

Financing approaches that take a closer look at how you earn, invest and build your financial life.

Who it may fit: Borrowers with nontraditional income or a more complex financial profile.
A useful starting point: A clear explanation of your income sources
Your next move: Find my financing path

Financing with alternative income documentation

Explore lending approaches for income and financial profiles that need a more tailored review.
Match supporting records to the way you earn or hold assets.
Compare the proposed payment and features alongside other applicable mortgage paths.

Choose an income-documentation path that represents your finances clearly. Compare the payment, total costs and loan features alongside your goals.

MAKE IT YOURS

Your property. Your plans. A conversation shaped around both.

What should I bring to the first conversation?

Start with the property, what you want to accomplish and your ideal timing. Share the information you have; IIMBC will help organize the next steps.

What if I’m still preparing?

That is a useful time to connect. Our team can help you understand what to gather and where personal preparation may help.

Where do I complete forms or share documents?

START WITH THE PROPERTY

Select a property type to see related financing programs. IIMBC will review the property’s use and the details of your request.

Homes & residential

Rental & multifamily