Rental income and debt-service coverage
- Focus the financing review on the rental property’s income and debt-service coverage.
- Connect rent, ownership structure and liquidity with your acquisition or refinance plan.
- See how the property’s operating picture supports your rental strategy.
What IIMBC will review
Put rent, debt payments, taxes, insurance and association fees side by side. This gives the lender a clear view of the rental property’s coverage and your investment plan.
Preparing for DSCR rental loans
- Lease or market-rent information
- Property expenses and existing debt
- Entity, ownership and liquidity details
Share the property address, rent information, expected expenses and desired loan purpose. IIMBC can help organize the rental-income review.
Find my financing pathQuestions about DSCR rental loans
- Will the income review use the existing lease, market rent or another supported figure?
- Which taxes, insurance and association charges enter the coverage calculation?
- How will vacancy, ownership through an entity or planned rental use be evaluated?

