Define the transaction
Specify purchase, refinance, construction or another purpose. Explain who will own the property, who will occupy it and where repayment is expected to come from.
Organize the evidence
Bring a concise property summary, current debt, business or property financials, and a timeline. For leased properties, include the rent roll and major lease terms.
Ask about structure
Discuss maturity, amortization, guarantees, prepayment terms and reporting requirements. For SBA scenarios, confirm business eligibility and the proposed use of proceeds.
Explore in IIMBC Knowledge: SBA financing: build around your business.