/* Research edition: expressive editorial type, calm functional interfaces. */
:root,body.home{--serif:'DM Serif Display',Georgia,serif;--sans:'DM Sans',Arial,sans-serif;--ink:#242424;--muted:#595552;--paper:#f2eeeb;--line:#f2eeeb;--accent:#346159;--category-wash:#f2eeeb;--category-ink:#346159;--space:8px;--measure:63ch}
body{font-family:var(--sans);font-size:16px;font-weight:450;line-height:1.75;color:var(--ink);font-synthesis:none}
button,input,textarea,select{font-family:var(--sans);font-synthesis:none}
h1,h2,h3,.horizon-home h2{font-family:var(--serif);font-weight:550;font-optical-sizing:auto;font-variation-settings:'SOFT' 0,'WONK' 0;letter-spacing:-.035em;text-wrap:balance;color:inherit}
strong,b{font-weight:750}em{font-style:italic}
p,li{line-height:1.75}p{max-width:var(--measure)}
.container,.home .container{width:min(1280px,calc(100% - 80px))}
.page-heading h1,.visual-heading h1{font-size:clamp(43px,4.7vw,68px);font-weight:550;line-height:1.08;max-width:19ch}
.text-heading h1{max-width:23ch}.page-heading .intro{font-size:18px;line-height:1.75;max-width:55ch}
.eyebrow,.horizon-kicker,.card-meta{font-family:var(--sans);font-size:11px;font-weight:750;letter-spacing:.11em;line-height:1.55;color:var(--muted)}
.reading-column,.guide-body{max-width:var(--measure)}.reading-column p,.split-content p{font-size:16px;line-height:1.85}
.split-content h2,.side-panel h2{font-size:clamp(28px,2.8vw,38px);font-weight:550;line-height:1.18}
.split-content h3,.blueprint-document h3,.blueprint-insights h3{font-family:var(--sans);font-weight:750;letter-spacing:-.02em}
.heading-copy,.heading-photo,.loan-card-body,.horizon-intro>div,.blueprint-demo>*{min-width:0}
.page-heading.visual-heading{gap:56px;align-items:center;padding-block:20px 44px}
.heading-photo{position:relative;margin:0}.heading-photo img,body.page-loans .heading-photo img{aspect-ratio:4/3;object-fit:cover;object-position:50% 48%;border-radius:0}
.heading-photo figcaption{font-size:12px;line-height:1.5;padding-top:12px;color:var(--muted)}
.lead-action{margin-top:26px}.lead-action .text-link{display:inline-flex;font-size:14px;font-weight:750;padding:12px 0}
.site-header,.home .site-header{background:#f2eeeb}.header-inner,.home .header-inner{gap:26px;min-height:98px}
.brand{flex-shrink:0}.brand-crest{width:94px;height:64px;object-fit:contain}.iimbc-wordmark{font-family:var(--serif);font-weight:650;letter-spacing:-.03em}.brand .brand-sub{font-size:9px;letter-spacing:.14em}
#primary-navigation,.home #primary-navigation{gap:26px}.nav-dropdown summary,.home .nav-dropdown summary{font-family:var(--sans);font-size:13px;font-weight:700;min-height:48px;line-height:1.5;gap:8px}
.home .menu-indicator{display:block}.dropdown-panel{min-width:280px;padding:16px}.dropdown-panel>a{font-size:14px;min-height:44px;display:flex;align-items:center;line-height:1.5;padding:10px 14px}
.utility-strip,.home .utility-strip{font-size:11px}.utility-strip .container,.home .utility-strip .container{min-height:34px}
.button,.home .button{font-family:var(--sans);font-size:14px;font-weight:750;line-height:1.5;min-height:48px;border-radius:0;padding:13px 20px;letter-spacing:-.01em;transition:background-color 160ms ease,color 160ms ease,border-color 160ms ease}
.button.primary,.home .button.primary{background:#346159;color:#f2eeeb}.button.primary:hover,.home .button.primary:hover{background:#294d47;color:#f2eeeb}
.header-actions .button,.home .header-actions .button{font-size:13px;min-height:46px;padding:12px 17px;white-space:nowrap}
.round-button,.language-switch{min-width:44px;min-height:44px;display:inline-flex;align-items:center;justify-content:center}
.filter-chips button,.tabs button,.plain,.compare-check,.horizon-topics a{min-height:44px;display:inline-flex;align-items:center}
.text-link,.horizon-text-link{font-family:var(--sans);font-weight:750}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,[tabindex]:focus-visible,.home a:focus-visible,.home button:focus-visible{outline:3px solid #9e2b27;outline-offset:4px}
.home .horizon-intro{padding-block:52px 42px;grid-template-columns:minmax(0,1.5fr) minmax(290px,.85fr);gap:56px}
.home .horizon-intro h1{font-family:var(--sans);font-weight:800;font-size:clamp(62px,6.3vw,92px);line-height:1.05;letter-spacing:-.07em;margin-top:19px;max-width:none}
.home .horizon-intro h1 em{font-family:var(--serif);font-weight:550;font-size:.91em;line-height:1.13;letter-spacing:-.05em;color:#346159;white-space:normal;font-variation-settings:'SOFT' 0,'WONK' 0}
.home .horizon-introduction>p{font-size:17px;line-height:1.8;max-width:38ch;color:var(--ink)}
.horizon-introduction .intro-domains{font-weight:750;display:block;margin-bottom:12px;font-size:13px;letter-spacing:.01em}
.home .horizon-actions{gap:15px 22px}.home .horizon-text-link{font-size:14px;min-height:44px}
.home .horizon-tabs button{font-size:14px;line-height:1.4;min-height:76px;padding:18px 22px;font-weight:650}
.home .horizon-tabs button[aria-selected=true]:after{display:none}
.home .horizon-photo{height:clamp(280px,27vw,390px)}
.home .horizon-detail{grid-template-columns:1.05fr 1.1fr .65fr;gap:40px;padding-block:32px 40px;align-items:start}
.home .horizon-detail h2{font-family:var(--serif);font-size:clamp(30px,2.7vw,38px);font-weight:550;letter-spacing:-.035em;line-height:1.16;max-width:17ch}
.home .horizon-detail-copy>p{font-size:15px;line-height:1.8}.home .horizon-topics{gap:8px 18px}.home .horizon-topics a{font-size:12px}
.home .horizon-explore-link{font-size:14px;line-height:1.65;padding-left:24px;min-height:90px}
.home .horizon-resources{padding-block:72px;gap:80px}.home .horizon-resources-heading h2{font-family:var(--serif);font-size:clamp(38px,4vw,54px);font-weight:550;letter-spacing:-.04em;line-height:1.12}
.home .horizon-resource-link{padding-block:24px}.home .horizon-resource-link strong{font-family:var(--sans);font-size:21px;font-weight:750;line-height:1.4}.home .horizon-resource-link small{font-size:14px;color:var(--muted)}
.iimbc-forward{background:var(--paper);padding:48px;grid-template-columns:.7fr 1.3fr;gap:64px;border:0;margin-bottom:72px}.forward-identity{background:transparent;padding:0}.forward-identity img{mix-blend-mode:normal;max-width:330px}.iimbc-forward h2{font-family:var(--serif);font-size:clamp(32px,3.4vw,46px);font-weight:550;line-height:1.18}.iimbc-forward p:not(.horizon-kicker){font-family:var(--sans);font-size:16px;line-height:1.85}
.home .horizon-partners-inner{padding-block:64px;gap:80px}.home .horizon-partners h2{font-family:var(--serif);font-weight:550;font-size:clamp(38px,4vw,54px);line-height:1.12;letter-spacing:-.035em}.home .horizon-partner-links a{font-size:14px;line-height:1.5}.home .horizon-ae-link{font-size:13px;min-height:44px}
.loan-grid{gap:40px 30px}.loan-card h2{font-weight:550;font-size:30px;line-height:1.2}.loan-card-body{grid-template-rows:auto minmax(76px,auto) 1fr auto}.loan-card p{font-size:15px;line-height:1.8}.card-meta{font-size:10px;color:var(--category-ink)}.card-meta>span:first-child{background:var(--category-wash);padding:5px 8px;letter-spacing:.06em}
.audience-card h2,.tool-hub-item h2,.term h2,.dictionary-feature h2,.recruit-banner h2,.cta-band h2,.about-layout h2,.saved-plan-grid h2{font-family:var(--serif);font-weight:550;line-height:1.18}
[data-family=investor],.theme-investor{--category-wash:#f2eeeb;--category-ink:#346159}[data-family=specialty],.theme-specialty{--category-wash:#f2eeeb;--category-ink:#346159}[data-family=commercial],.theme-commercial{--category-wash:#f2eeeb;--category-ink:#9e2b27}
.program-glance{display:grid;grid-template-columns:1.35fr 1fr .75fr;gap:32px;background:var(--category-wash);padding:28px 32px;margin:0 0 48px;border-top:3px solid var(--category-ink)}
.program-glance div{min-width:0}.program-glance dt{font-size:11px;letter-spacing:.1em;text-transform:uppercase;font-weight:750;color:var(--category-ink);margin-bottom:9px}.program-glance dd{margin:0;font-size:15px;line-height:1.75;color:var(--ink)}.program-glance a{font-weight:750;text-decoration:underline;text-underline-offset:4px}
.guide-contents{border-block:1px solid var(--line);padding:22px 0;margin-bottom:32px}.guide-contents>p{font-size:13px;font-weight:700;margin:0 0 12px}.guide-contents ol{margin:0;padding:0;list-style:none;display:grid;gap:3px}.guide-contents a{display:inline-flex;padding:9px 0;font-size:15px;line-height:1.5;color:#346159;text-decoration:underline;text-underline-offset:4px}.guide-body section{scroll-margin-top:130px;padding-bottom:24px}.guide-body section h2{margin-bottom:16px}
.search-topics{display:flex;gap:8px;flex-wrap:wrap;margin:18px 0}.search-topics button{border:1px solid var(--line);padding:10px 14px;background:#f2eeeb;font-size:13px;font-weight:650;min-height:44px;color:var(--ink)}.search-result .search-kind{font-size:10px;letter-spacing:.1em;color:#346159;font-weight:750;text-transform:uppercase;display:block;margin-bottom:7px}.search-result strong{font-family:var(--sans);font-size:17px;font-weight:750}.search-result small{font-size:14px;line-height:1.7}
.compare-bar{position:static;margin-top:32px;background:#242424;flex-wrap:wrap;gap:16px;padding:22px 24px;border:0;box-shadow:none}.compare-items{display:flex;flex-wrap:wrap;gap:8px;flex:1 1 100%}.compare-items button{background:#f2eeeb;color:#242424;font-size:13px;line-height:1.4;min-height:44px;border:0;padding:10px 14px;display:flex;align-items:center;gap:14px}.compare-bar [data-compare-status]{font-size:14px}.compare-items button span{font-size:21px}
.blueprint-demo-band{background:#242424;color:#f2eeeb;margin-top:40px}.blueprint-demo{display:grid;grid-template-columns:.9fr 1.1fr;gap:72px;padding-block:64px;align-items:start}.blueprint-demo .horizon-kicker{color:#f2eeeb}.blueprint-demo h2{font-family:var(--serif);font-size:clamp(36px,3.7vw,51px);line-height:1.13;font-weight:550;margin:18px 0 24px;color:#f2eeeb}.blueprint-demo h2 em{color:#f2eeeb}.blueprint-demo p{font-size:16px;line-height:1.85;color:#f2eeeb}.blueprint-demo-controls{margin-top:27px;display:grid;gap:16px}.blueprint-demo-controls label{font-size:13px;font-weight:700;display:grid;gap:9px}.blueprint-demo-controls select{width:100%;padding:13px 15px;background:#f2eeeb;color:#242424;border:1px solid #c9c2ba;font-size:15px;min-height:48px}.demo-result{background:#f2eeeb;color:#242424;padding:32px;min-height:380px;border-top:4px solid #c9c2ba}.demo-result .eyebrow{color:#346159}.demo-result h3{font-size:34px;font-weight:550;margin:12px 0 18px;line-height:1.18}.demo-result p{font-size:15px;color:#242424;line-height:1.8}.demo-result dl{border-top:1px solid var(--line);margin:24px 0}.demo-result dl>div{padding-top:16px}.demo-result dt{font-size:11px;text-transform:uppercase;font-weight:750;letter-spacing:.09em;color:#595552}.demo-result dd{margin:6px 0 0;font-size:14px;line-height:1.8}.demo-result .text-link{display:inline-flex;min-height:44px;align-items:center;font-size:14px;color:#346159}.resume-blueprint{display:block;color:#f2eeeb;font-size:14px;font-weight:750;text-decoration:underline;text-underline-offset:5px;margin-top:20px;padding-block:8px}
.blueprint-overview{display:grid;grid-template-columns:1.15fr .65fr 1.2fr;background:#f2eeeb;border-top:3px solid #346159;padding:25px 28px;gap:28px;margin:26px 0 30px}.blueprint-overview>div{min-width:0}.blueprint-overview .overview-label{display:block;font-size:11px;letter-spacing:.09em;text-transform:uppercase;font-weight:750;color:#595552;margin-bottom:9px}.blueprint-overview strong{font-family:var(--sans);font-size:18px;font-weight:750;line-height:1.5;display:block}.blueprint-overview p{font-size:14px;line-height:1.75;margin:0}.blueprint-overview button{display:inline-flex;align-items:center;padding:10px 0;border:0;background:transparent;color:#346159;text-align:left;font-size:13px;font-weight:750;min-height:44px}.wizard-stage h2,.blueprint-heading h2{font-family:var(--serif);font-weight:550}.wizard-option strong{font-family:var(--sans);font-weight:750}.blueprint-tabs button{font-size:14px;min-height:48px}.wizard-context h3{font-family:var(--sans);font-weight:750}.blueprint-route h3{font-family:var(--serif);font-weight:550}
.site-footer p,.footer-contact span,.footer-bottom,.home .site-footer p,.home .footer-contact span,.home .footer-bottom{font-size:12px;line-height:1.8}.footer-links a{font-size:14px;min-height:44px;display:inline-flex;align-items:center}.footer-brand strong{font-family:var(--serif);font-weight:650}
@media(max-width:1150px){.header-inner,.home .header-inner{gap:16px}#primary-navigation,.home #primary-navigation{gap:18px}.brand-crest{width:80px;height:56px}.home .horizon-intro{gap:36px}.home .horizon-intro h1{font-size:clamp(56px,6.3vw,80px)}}
@media(max-width:1050px){.home .horizon-intro{grid-template-columns:1fr 1fr}.home .horizon-detail{grid-template-columns:1fr 1fr}.home .horizon-explore-link{grid-column:1/-1;border-left:0;padding-left:0;min-height:44px;max-width:440px}.blueprint-demo{gap:36px}.program-glance{gap:24px}.header-actions .button,.home .header-actions .button{display:none}.page-heading.visual-heading{gap:32px}.split-content{gap:36px;grid-template-columns:minmax(0,1fr) 260px}}
@media(max-width:760px){.container,.home .container{width:calc(100% - 40px)}.header-inner,.home .header-inner{min-height:84px;gap:9px}.brand-crest{width:76px;height:52px}.brand .brand-sub{font-size:8px}.home .horizon-intro{grid-template-columns:1fr;gap:26px;padding-block:34px}.home .horizon-intro h1{font-size:clamp(52px,10vw,72px);line-height:1.08;margin-top:15px}.home .horizon-intro h1 em{font-size:.88em;line-height:1.15}.home .horizon-introduction>p{font-size:16px;max-width:55ch}.home .horizon-tabs button{padding:15px;font-size:13px;min-height:68px}.home .horizon-photo{height:270px}.home .horizon-detail{grid-template-columns:1fr;gap:22px;padding-block:28px}.home .horizon-detail h2{font-size:35px;max-width:23ch}.home .horizon-detail-copy>p{font-size:16px;max-width:55ch}.home .horizon-explore-link{max-width:none;border-top:1px solid var(--line);padding-top:16px}.home .horizon-resources,.home .horizon-partners-inner{grid-template-columns:1fr;gap:30px;padding-block:48px}.home .horizon-resource-link strong{font-size:21px}.home .horizon-resource-link small{font-size:14px}.iimbc-forward{padding:32px 24px;grid-template-columns:1fr;gap:28px;margin-bottom:48px}.forward-identity img{max-width:230px}.iimbc-forward h2{font-size:35px}.page-heading.visual-heading,.split-content{grid-template-columns:1fr;gap:32px}.page-heading h1,.visual-heading h1{font-size:clamp(39px,7.8vw,55px);max-width:23ch}.page-heading .intro{font-size:17px}.heading-photo img,body.page-loans .heading-photo img{height:auto;aspect-ratio:3/2}.program-glance{grid-template-columns:1fr;padding:24px;gap:22px;margin-bottom:32px}.program-glance dd{font-size:15px}.loan-card h2{font-size:29px}.blueprint-demo{grid-template-columns:1fr;gap:30px;padding-block:46px}.blueprint-demo h2{font-size:40px}.demo-result{padding:25px;min-height:0}.blueprint-overview{grid-template-columns:1fr 1fr;gap:20px;padding:22px}.blueprint-overview>div:last-child{grid-column:1/-1}.blueprint-overview strong{font-size:17px}.home .horizon-partner-links{gap:16px}.home .horizon-partner-links a{font-size:13px}.tabs{flex-wrap:wrap}.tabs button{font-size:13px}.guide-contents{margin-bottom:28px}.compare-bar{padding:20px}.compare-items{width:100%}}
@media(max-width:420px){.container,.home .container{width:calc(100% - 32px)}.brand-crest{width:65px;height:46px}.iimbc-wordmark{font-size:24px}.brand .brand-sub{font-size:7px}.header-inner,.home .header-inner{gap:5px}.header-actions,.home .header-actions{gap:2px}.home .horizon-intro h1{font-size:clamp(46px,12.5vw,54px)}.home .horizon-tabs button{font-size:12px;padding:13px 11px;gap:8px}.home .horizon-photo{height:230px}.loan-grid,.audience-grid,.visual-partners{grid-template-columns:1fr}.loan-card-body{grid-template-rows:auto auto 1fr auto}.loan-card h2{font-size:32px}.home .horizon-partner-links{grid-template-columns:1fr}.home .horizon-partner-links a{display:flex;min-height:55px}.blueprint-overview{grid-template-columns:1fr}.blueprint-overview>div:last-child{grid-column:auto}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
@media print{.blueprint-overview,.blueprint-demo-band,.lead-action,.program-glance,.guide-contents,.compare-bar{display:none!important}body{font-size:11pt}.page-heading h1{font-size:25pt}.container,.home .container{width:100%}}

/* A direct, consistently named route to company leadership. */
#primary-navigation>.nav-about{display:flex;align-items:center;min-height:48px;font-family:var(--sans);font-size:13px;font-weight:700;line-height:1.5;white-space:nowrap;text-decoration:none;color:var(--ink)}
#primary-navigation>.nav-about:hover,#primary-navigation>.nav-about[aria-current="page"]{color:#346159;text-decoration:underline;text-underline-offset:6px}
@media(min-width:1051px) and (max-width:1250px){#primary-navigation,.home #primary-navigation{gap:14px}.header-inner,.home .header-inner{gap:14px}}
@media(max-width:1050px){#primary-navigation>.nav-about{width:100%;padding:14px 0;font-size:15px;border-bottom:1px solid var(--line)}}

/* Photography review: preserve the setting in the two wide property panels. */
.home #path-panel-investment .horizon-photo,.home #path-panel-commercial .horizon-photo{height:clamp(320px,33vw,460px)}
.home #path-panel-investment .horizon-photo img{object-position:50% 61%}
.home #path-panel-commercial .horizon-photo img{object-position:50% 62%}
img[src*="bright-restaurant-dining"]{object-position:50% 73%}
img[src*="bright-cafe-windows"]{object-position:50% 72%}
@media(max-width:760px){.home #path-panel-investment .horizon-photo,.home #path-panel-commercial .horizon-photo{height:270px}}